Restaurant Insurance

Every restaurant is unique. Therefore, the insurance program protecting each establishment should be unique, too.

Patrons Insurance identifies exactly what your assets and exposures are. We do this with a visit to your business and a detailed conversation with you.

Some exposures are easy to spot; however, others take time and attention. For example, how does one quantify the potential loss due to an interruption of business, and how is that information properly related to the coverage provided by the insurance policy? If outside power fails, what damage can that cause and to what extent can that potential financial loss be protected? Is your food covered for spoilage? Do you have adequate protection in the event of a liquor liability claim? Are you properly protected from a claim arising from a delivery of food? These are just a few of the questions our insurance experts are trained to ask.

We perform a specialized review, just for restaurants, to make sure that we do a thorough job of uncovering all of the exposures so your business is protected properly.

Through Our Unique Programs, We Provide:

  • The best possible cost/coverage combination for your restaurant’s property and casualty insurance needs
  • An Experienced staff who understands the challenges of running a restaurant and the coverage needed to protect your business
  • Outstanding service geared to deliver results without delay
  • A customized insurance program to meet your specific assets and exposures, at a price you can afford