Thanksgiving

Thanksgiving Safety

SAFE HOLIDAY TRAVEL

Thanksgiving Safety

Safe Holiday TravelSeleccione aquí para Español

The Thanksgiving holiday is a peak travel period for families coming together to celebrate. We are committed to protecting you on our roadways, assisting you in any way possible and providing you with the information you need to travel safely.

Follow these tips to help ensure we all Arrive Alive this Thanksgiving:

  • Drive sober, and only sober. Alcohol impairs all of the important skills needed to drive safely, such as judgement, reaction, vision and concentration. Plan ahead and find a safe way home every time – designate a driver or call a ride service.
  • Check your tires. Tires are a vehicle’s first line of defense on the road. Check your tire pressure, tread depth and spare tire especially before long trips. Do not over load your vehicle, it can result in premature wear and tire blowouts.
  • Buckle up. A seat belt is your vehicle’s most important safety feature. Florida law requires that all drivers, all front seat passengers and all passengers under the age of 18 wear seat belts or the appropriate child restraints. Seat belts save lives, so buckle up every trip, every time.
  • Register or update your Emergency Contact Information (ECI). ECI is a secure system allowing law enforcement, nationwide, to contact designated family or friends in response to an emergency situation.
  • Observe and obey all speed limits. Speed limits may change as you drive through different types of roadways, so make sure you adjust your speed accordingly. In Florida, the limit will never be over 70 mph.

You can also download our Road Trip Checklist & Safety Tips to make sure you’re doing everything you can to Arrive Alive!

Call *FHP (*347) to report intoxicated or aggressive drivers, or if your vehicle breaks down and you need assistance. To request immediate emergency services, dial 911.

Resource: https://www.flhsmv.gov/safety-center/driving-safety/holidaytravel/thanksgiving-holiday-safety/

5 Things Not to do This Thanksgiving

A burnt-to-a-crisp turkey served along a side of political discourse is just one potential disaster your insureds might face this Thanksgiving.

Help things go without a hitch by sharing these quick tips.

1. Don’t drink and drive

This should be a no-brainer, but drunk driving still causes 28% of all traffic-related deaths in the U.S. according to the Centers for Disease Control and Prevention. Arrange a designated driver or use a ride-hailing service when traveling on Thanksgiving.

2. Don’t loan someone your car
Be mindful about who drives your vehicle. It’s easy to give a friend or family member keys to the car while they’re in town, but this “permissive use” leaves the insured in the driver’s seat when it comes to responsibility for a claim.

3. Don’t serve alcohol to minors
Under social host liability laws, party-givers can be held responsible when minors drink, even if the hosts were unaware that they were doing so. If a minor was drunk, chose to drive and caused an auto accident, the host could be liable. Keep a watchful eye during parties and be sure guests who imbibe are 21 or older.

4. Don’t subject your pets to holiday stress
Pets can be easily overwhelmed by visitors during Thanksgiving; the extra noise and activity can be upsetting and people often aren’t educated about how to act around animals, which can result in unwelcome behavior by both the person and the pet. Give pets a quiet “sanctuary” behind a closed door, complete with a bowl of water, comfy blanket and special treat. They’ll be grateful.

5. Don’t leave tools laying around
Tackling winterizing to-dos is a top priority this month, especially with house guests on approach. Be sure shovels, rakes and ladders are kept well out of the way to avoid slip-and-falls and store them properly after use.

Your clients depend on you to tell them about the coverage they need.

By taking 3 minutes to give them a personal umbrella quote, you’ll show them how this indispensable policy can help protect their assets and pay for medical and legal expenses should the worst happen, whatever the season.

About Daina Kawchack Smith, Chief Marketing Officer, PersonalUmbrella.com
Daina Kawchack Smith is a respected leader in the field of personal umbrella insurance. With over 24 years of experience in the insurance industry, Daina brings a breadth of experience to help agents grow by sharing innovative ideas. Before being named chief marketing officer at PersonalUmbrella.com, Daina was an independent agent, CSR and an underwriter for a Fortune 500 wholesaler. She is a licensed Nevada agent and holds a CISR designation.

Source: https://www.insurancejournal.com/blogs/personalumbrella/2018/11/01/505876.htm